Our Services
A Unique Focus On Financial Planning
Our Cost Structure
Our managed cost agreement is tied to the value of the investment accounts we manage, minimizing conflicts of interest and ensuring our success is based on the growth of your accounts, not the number of trades. Under this structure, one quarter of the management cost is paid quarterly in advance from the account, covering all financial planning services, investment transactions (no commissions), performance reporting, and custody services. Total costs are transparently shown on quarterly statements and aggregated on the final year-end statement. If you itemize your taxes, our management costs may be deducted from state taxes. Note that cash reserve holdings and individual bond purchases are excluded from management costs.
We believe you deserve simplicity and transparency regarding the fees you pay. We also believe an investment adviser’s interests should align with your own, which is why we offer a straightforward advisory fee based on the size of your portfolio.
Our Management Costs
- Simple and Straightforward: Fees are based solely on the value of the assets we manage for you.
- Aligned Interests: As a fee-only investment adviser, our interests align with yours.
- Transparent: We never charge hidden or layered fees. What you see is what you get.
- Competitive: Our fees are often lower than those of many other financial professionals, particularly when considering the commissions, layered fees, kickbacks, and other “add-on” fees prevalent in the industry.